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There are a large number of various kinds of insurance insurance policies accessible, and just about any individuals or businesses can find an insurance firm willing to insure them, for a worth. Life insurance policies usually enable the choice of having the proceeds paid to the beneficiary either in a lump sum money fee or an annuity In most states, a person can’t purchase a policy on another particular person with out their information. Provide the Buyer / Policy holder with prompt written confirmation that insurance has been effected.