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We don’t as a normal policy investigate the solvency of companies talked about (how possible they are to go bust), however there’s a threat any firm can wrestle and it’s hardly ever made public until it is too late (see the Part 75 guide for protection suggestions). I had a hail storm about a yr in the past and have had 5 or more roof leaks and referred to as the insurance company and have nothing but problems (travelers)!!!!!!!!!! Purchase insurance can cover particular person purchase protection, warranties , guarantees , care plans and even mobile phone insurance.